WATERVILLE — The Kennebec Valley Community Action Program is taking pre-applicant screening worksheets for the federal Emergency Homeowner Loan Program.

The program provides mortgage payment assistance for homeowners in crisis for the next two years.

The pre-applicant screening period is open until July 22. Eligible applicants will be placed into a lottery to apply for assistance. A workshop will be at 9 a.m. Thursday at Educare Central Maine, 56 Drummond Ave.

Some of the requirements for applicants include:

The applicants must have a substantial loss of income because of unemployment or underemployment because of the economy or medical condition; at least 90 days of late mortgage payments; received a written notice of intent to foreclose from the mortgage lender; all persons listed on the mortgage are U.S. citizens. The applicant also cannot be in bankruptcy, have more than two liens on the home, or be in any federal debt.

For more information visit www.findhelp.org or call 859-1632.