MADEIRA BEACH, Fla. – Ruth G. Higgins of Madeira Beach, Fla. died on Feb. 18, 2021 after a brief illness. She was born in Norway, Maine on August 5, 1948, the daughter of Howard and Edith (Holt) Gardner, both of whom predeceased her.

She graduated from Oxford Hills High School, Thomas College (4.0) and got an MBA from Husson. She became a CPA in 1980 and conducted her own practice in Oakland, Maine until 2012, when back surgeries led to limited mobility.

She married Stephen F. Higgins in 1967. They had three amazing children, Christopher (Erica) Higgins of Spring, Texas, Kathleen (Butch) Cunningham of Oakland,and Rebecca (Michael) Blakely of Broomfield, Colo. Additional survivors include brother Bruce Gardner of Jacksonville, Ala., sister Barbara Kyllonen of Farmingdale, Maine; grandchildren Chase, Jared and Dylan Cunningham and Tyler and Ava Blakely.

She loved golf, reading, knitting/crocheting and card playing. Nobody enjoyed a good story/joke more than she.

There will be no funeral services. Interment will be at a later date in Riverside Cemetery, South Paris, Maine.

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