I am writing in response to Michael Bacon’s Sept. 24 op-ed, “Maine’s seniors should stick with traditional Medicare.” The other side of the coin is cost, especially for seniors on fixed incomes.

When I became eligible for Medicare, I was on traditional Medicare. However, I had to buy a supplemental policy to pay what Medicare didn’t — to the tune of about $300 a month. Looking to lower my costs, I discovered Martin’s Point Gen Advantage, which, because I live in Cumberland County, had no premium.

Being on a fixed income in my 70s, living alone, I need to balance my costs, especially since groceries, house taxes, etc. keep rising. When I had my knees replaced, each costing $32,000, with Martin’s Point I paid $350 for a one-night stay at the hospital. And that was it.

While Mr. Bacon made some valid points, I have to weigh my options to pay the bills. I feel sure that there are many who are in the same, or worse, circumstances. While this is true, I am still an advocate for universal health care. Yes, we will pay more in taxes, but I would prefer that to paying insurance companies that can raise premiums at will and also deny us coverage.

Health care for all would include those who can’t afford insurance rates, and be a benefit for everyone (except the insurance companies).

Carol Riley
Cumberland