Learn how to reduce debt, improve credit, and maintain a good credit score; create own step-by-step plan to pay down debt.

Class is suitable for adults of all ages and stages.

The March 12 presentation is part of the library’s March Wellness Series.

Sessions will be held in Waldoboro, Belfast, Falmouth, Boothbay, and Rye, New Hampshire.

Governor will review his ultimate legislative agenda for his concluding session.

All proceeds benefit the Cary Memorial Library.

Hands-on program will take place at the Viles Arboretum.

All lectures will take place at 2 p.m. Sundays at Augusta City Center.